{"id":20580,"date":"2025-04-04T11:32:38","date_gmt":"2025-04-04T11:32:38","guid":{"rendered":"https:\/\/nourprivatewealth.com\/ca\/pension-collective\/"},"modified":"2025-10-08T19:23:15","modified_gmt":"2025-10-08T19:23:15","slug":"pension-collective","status":"publish","type":"page","link":"https:\/\/nourprivatewealth.com\/ca\/fr\/patrimoine-prive\/pension-collective\/","title":{"rendered":"Pension collective"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"20580\" class=\"elementor elementor-20580 elementor-20374\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e589407 gradBtm e-flex e-con-boxed e-con e-parent\" data-id=\"6e589407\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35dca5bf scroll-down_btn elementor-widget elementor-widget-button\" data-id=\"35dca5bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#intro\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f17da16 e-flex e-con-boxed e-con e-parent\" data-id=\"4f17da16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5fcdc7 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"c5fcdc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"4\" height=\"121\" src=\"https:\/\/nourprivatewealth.com\/ca\/wp-content\/uploads\/sites\/2\/2025\/09\/Deep-Gold-Line-solid.svg\" class=\"attachment-full size-full wp-image-23392\" alt=\"Solid gold decorative line element from Nour Private Wealth branding\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff8c983 elementor-widget-mobile__width-inherit elementor-absolute elementor-widget elementor-widget-menu-anchor\" data-id=\"7ff8c983\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"intro\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71bd7fe6 e-flex e-con-boxed e-con e-parent\" data-id=\"71bd7fe6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9182cef elementor-widget elementor-widget-heading\" data-id=\"9182cef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Services De Gestion Du Patrimoine Priv\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74749d3c fadeScroll elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"74749d3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pension collective<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e7682f8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1e7682f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Chez Nour Private Wealth, nous proposons des r\u00e9gimes de retraite collectifs sur mesure qui aident vos employ\u00e9s \u00e0 se construire un avenir financier s\u00fbr tout en s&rsquo;alignant sur les objectifs de votre entreprise. Nos solutions de retraite garantissent la conformit\u00e9 r\u00e9glementaire, optimisent l&rsquo;\u00e9pargne-retraite et offrent une exp\u00e9rience transparente tant pour les employeurs que pour les employ\u00e9s. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3642db86 e-con-full e-flex e-con e-child\" data-id=\"3642db86\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24f79941 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit investment_item elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"24f79941\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"81\" viewBox=\"0 0 80 81\" fill=\"none\"><path d=\"M59.3846 44.1015C59.3846 54.7846 49.3046 60.6862 41.1846 65.4246C40.0215 66.1138 38.88 66.76 37.8462 67.4062C36.7908 66.76 35.6708 66.0923 34.5077 65.4246C26.4092 60.6862 16.3077 54.7846 16.3077 44.1015V17.3077H61.5385V13H16.3077C13.9385 13 12 14.9385 12 17.3077V44.1015C12 57.2615 23.7385 64.1323 32.3323 69.1508C33.8831 70.0554 35.3692 70.9169 36.6831 71.7785L37.8462 72.5323L39.0092 71.7785C40.3231 70.9385 41.8092 70.0769 43.36 69.1508C51.9323 64.1323 63.6923 57.2615 63.6923 44.1015V36.3046C66.1908 35.4215 68 33.0523 68 30.2308C68 26.6769 65.0923 23.7692 61.5385 23.7692C57.9846 23.7692 55.0769 26.6769 55.0769 30.2308C55.0769 33.0308 56.8862 35.4 59.3846 36.3046V44.1015ZM61.5385 32.3846C60.3538 32.3846 59.3846 31.4154 59.3846 30.2308C59.3846 29.0462 60.3538 28.0769 61.5385 28.0769C62.7231 28.0769 63.6923 29.0462 63.6923 30.2308C63.6923 31.4154 62.7231 32.3846 61.5385 32.3846ZM48.6154 28.0769H31.3846V23.7692H48.6154V28.0769ZM48.6154 53.9231H31.3846V49.6154H48.6154V53.9231ZM35.6923 36.6923H52.9231V40.9785H35.6923V36.6923ZM24.2985 46.8369L21.2615 43.8L26.1938 38.8677L21.2615 33.9354L24.2985 30.8985L32.2892 38.8892L24.2985 46.88V46.8369Z\" fill=\"#404040\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tQu'est-ce qu'un r\u00e9gime de pension collectif ?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUn r\u00e9gime de retraite collectif est un plan de retraite qui exige des employ\u00e9s et des employeurs qu'ils versent des cotisations \u00e0 un fonds commun mis de c\u00f4t\u00e9 pour le b\u00e9n\u00e9fice futur de chaque employ\u00e9. Les employeurs et les salari\u00e9s versent g\u00e9n\u00e9ralement des cotisations \u00e9quivalentes chaque mois, l'employeur versant sa part dans le cadre de la r\u00e9mun\u00e9ration et le salari\u00e9 d\u00e9duisant la sienne de son salaire. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e5d63d7 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit investment_item elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1e5d63d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"81\" viewBox=\"0 0 80 81\" fill=\"none\"><path d=\"M58.0001 8.76953C57.4697 8.76953 56.9609 8.98025 56.5859 9.35532C56.2108 9.73039 56.0001 10.2391 56.0001 10.7695C56.0001 11.3 56.2108 11.8087 56.5859 12.1837C56.9609 12.5588 57.4697 12.7695 58.0001 12.7695H65.1721L46.0001 31.9415L35.4161 21.3535C35.2303 21.1673 35.0096 21.0195 34.7666 20.9187C34.5236 20.8179 34.2632 20.766 34.0001 20.766C33.737 20.766 33.4765 20.8179 33.2336 20.9187C32.9906 21.0195 32.7699 21.1673 32.5841 21.3535L12.5841 41.3535C12.2085 41.7291 11.9976 42.2384 11.9976 42.7695C11.9976 43.3006 12.2085 43.81 12.5841 44.1855C12.9596 44.5611 13.469 44.7721 14.0001 44.7721C14.5312 44.7721 15.0405 44.5611 15.4161 44.1855L34.0001 25.5975L44.5841 36.1855C44.7699 36.3718 44.9906 36.5196 45.2336 36.6204C45.4765 36.7212 45.737 36.7731 46.0001 36.7731C46.2632 36.7731 46.5236 36.7212 46.7666 36.6204C47.0096 36.5196 47.2303 36.3718 47.4161 36.1855L68.0001 15.5975V22.7695C68.0001 23.3 68.2108 23.8087 68.5859 24.1837C68.9609 24.5588 69.4697 24.7695 70.0001 24.7695C70.5305 24.7695 71.0392 24.5588 71.4143 24.1837C71.7894 23.8087 72.0001 23.3 72.0001 22.7695V10.7695C72.0001 10.2391 71.7894 9.73039 71.4143 9.35532C71.0392 8.98025 70.5305 8.76953 70.0001 8.76953H58.0001ZM62.0001 36.7695C61.4697 36.7695 60.9609 36.9802 60.5859 37.3553C60.2108 37.7304 60.0001 38.2391 60.0001 38.7695V70.7695C60.0001 71.3 60.2108 71.8087 60.5859 72.1837C60.9609 72.5588 61.4697 72.7695 62.0001 72.7695C62.5305 72.7695 63.0392 72.5588 63.4143 72.1837C63.7894 71.8087 64.0001 71.3 64.0001 70.7695V38.7695C64.0001 38.2391 63.7894 37.7304 63.4143 37.3553C63.0392 36.9802 62.5305 36.7695 62.0001 36.7695ZM30.0001 44.7695C29.4697 44.7695 28.9609 44.9802 28.5859 45.3553C28.2108 45.7304 28.0001 46.2391 28.0001 46.7695V70.7695C28.0001 71.3 28.2108 71.8087 28.5859 72.1837C28.9609 72.5588 29.4697 72.7695 30.0001 72.7695C30.5305 72.7695 31.0392 72.5588 31.4143 72.1837C31.7894 71.8087 32.0001 71.3 32.0001 70.7695V46.7695C32.0001 46.2391 31.7894 45.7304 31.4143 45.3553C31.0392 44.9802 30.5305 44.7695 30.0001 44.7695ZM44.0001 54.7695C44.0001 54.2391 44.2108 53.7304 44.5859 53.3553C44.9609 52.9802 45.4697 52.7695 46.0001 52.7695C46.5305 52.7695 47.0392 52.9802 47.4143 53.3553C47.7894 53.7304 48.0001 54.2391 48.0001 54.7695V70.7695C48.0001 71.3 47.7894 71.8087 47.4143 72.1837C47.0392 72.5588 46.5305 72.7695 46.0001 72.7695C45.4697 72.7695 44.9609 72.5588 44.5859 72.1837C44.2108 71.8087 44.0001 71.3 44.0001 70.7695V54.7695ZM12.0001 58.7695C12.0001 58.2391 12.2108 57.7304 12.5859 57.3553C12.9609 56.9802 13.4697 56.7695 14.0001 56.7695C14.5305 56.7695 15.0392 56.9802 15.4143 57.3553C15.7894 57.7304 16.0001 58.2391 16.0001 58.7695V70.7695C16.0001 71.3 15.7894 71.8087 15.4143 72.1837C15.0392 72.5588 14.5305 72.7695 14.0001 72.7695C13.4697 72.7695 12.9609 72.5588 12.5859 72.1837C12.2108 71.8087 12.0001 71.3 12.0001 70.7695V58.7695Z\" fill=\"#404040\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPourquoi devriez-vous avoir un r\u00e9gime de retraite collectif ?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUn r\u00e9gime de retraite collectif est un avantage souhaitable pour le personnel et les futurs employ\u00e9s, mais il est \u00e9galement tr\u00e8s b\u00e9n\u00e9fique pour les entreprises qui le proposent. Les propri\u00e9taires d'entreprise ont tout int\u00e9r\u00eat \u00e0 mettre en place des r\u00e9gimes de retraite collectifs pour trois raisons essentielles. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21dc4ac0 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit investment_item elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"21dc4ac0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"81\" viewBox=\"0 0 80 81\" fill=\"none\"><g clip-path=\"url(#clip0_378_3331)\"><path d=\"M69.9219 67.8411C72.474 69.0911 74.5833 70.8489 76.25 73.1145C77.9167 75.3801 78.9714 77.9322 79.4141 80.7708H75.1172C74.8307 79.2864 74.2969 77.9062 73.5156 76.6301C72.7344 75.3541 71.7839 74.2603 70.6641 73.3489C69.5443 72.4374 68.2812 71.7083 66.875 71.1614C65.4688 70.6145 64.0104 70.3541 62.5 70.3801C60.9635 70.3801 59.5052 70.6405 58.125 71.1614C56.7448 71.6822 55.4818 72.3984 54.3359 73.3098C53.1901 74.2213 52.2396 75.328 51.4844 76.6301C50.7292 77.9322 50.1953 79.3124 49.8828 80.7708H45.5859C46.0026 77.9583 47.0443 75.4192 48.7109 73.1536C50.3776 70.8879 52.5 69.1171 55.0781 67.8411C53.5938 66.6692 52.4479 65.2499 51.6406 63.5833C50.8333 61.9166 50.4167 60.1458 50.3906 58.2708C50.3906 57.0989 50.5469 55.9661 50.8594 54.8723C51.1719 53.7786 51.6406 52.7499 52.2656 51.7864C52.8906 50.8228 53.6328 49.9635 54.4922 49.2083C55.3516 48.453 56.3151 47.815 57.3828 47.2942C56.6797 46.2786 55.8724 45.3801 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23.7395 60 25.7708C60 28.1666 59.4661 30.4192 58.3984 32.5286C57.3307 34.6379 55.8333 36.4088 53.9062 37.8411C55.7292 38.8046 57.3698 39.9765 58.8281 41.3567C60.2865 42.7369 61.5234 44.3385 62.5391 46.1614C64.2057 46.1614 65.7682 46.4739 67.2266 47.0989C68.6849 47.7239 69.974 48.5963 71.0938 49.7161C72.2135 50.8359 73.0729 52.1119 73.6719 53.5442C74.2708 54.9765 74.5833 56.552 74.6094 58.2708C74.6094 60.1458 74.2057 61.9166 73.3984 63.5833C72.5911 65.2499 71.4323 66.6692 69.9219 67.8411ZM20 60.7708C21.3802 60.7708 22.6693 60.5103 23.8672 59.9895C25.0651 59.4687 26.1328 58.7525 27.0703 57.8411C28.0078 56.9296 28.724 55.8749 29.2188 54.677C29.7135 53.4791 29.974 52.177 30 50.7708C30 49.3905 29.7396 48.1015 29.2188 46.9036C28.6979 45.7056 27.9818 44.6379 27.0703 43.7004C26.1589 42.7629 25.1042 42.0468 23.9062 41.552C22.7083 41.0572 21.4062 40.7968 20 40.7708C18.6198 40.7708 17.3307 41.0312 16.1328 41.552C14.9349 42.0728 13.8672 42.789 12.9297 43.7004C11.9922 44.6119 11.276 45.6666 10.7812 46.8645C10.2865 48.0624 10.026 49.3645 10 50.7708C10 52.151 10.2604 53.44 10.7812 54.6379C11.3021 55.8359 12.0182 56.9036 12.9297 57.8411C13.8411 58.7786 14.8958 59.4947 16.0938 59.9895C17.2917 60.4843 18.5938 60.7447 20 60.7708ZM35 25.7708C35 27.151 35.2604 28.44 35.7812 29.6379C36.3021 30.8359 37.0182 31.9036 37.9297 32.8411C38.8411 33.7786 39.8958 34.4947 41.0938 34.9895C42.2917 35.4843 43.5938 35.7447 45 35.7708C46.3802 35.7708 47.6693 35.5103 48.8672 34.9895C50.0651 34.4687 51.1328 33.7525 52.0703 32.8411C53.0078 31.9296 53.724 30.8749 54.2188 29.677C54.7135 28.4791 54.974 27.177 55 25.7708C55 24.3905 54.7396 23.1015 54.2188 21.9036C53.6979 20.7056 52.9818 19.6379 52.0703 18.7004C51.1589 17.7629 50.1042 17.0468 48.9062 16.552C47.7083 16.0572 46.4062 15.7968 45 15.7708C43.6198 15.7708 42.3307 16.0312 41.1328 16.552C39.9349 17.0728 38.8672 17.789 37.9297 18.7004C36.9922 19.6119 36.276 20.6666 35.7812 21.8645C35.2865 23.0624 35.026 24.3645 35 25.7708ZM62.5 50.3801C61.4062 50.3801 60.3906 50.5885 59.4531 51.0051C58.5156 51.4218 57.6823 51.9817 56.9531 52.6848C56.224 53.3879 55.651 54.2213 55.2344 55.1848C54.8177 56.1484 54.6094 57.177 54.6094 58.2708C54.6094 59.3645 54.8177 60.3801 55.2344 61.3176C55.651 62.2551 56.2109 63.0885 56.9141 63.8176C57.6172 64.5468 58.4505 65.1197 59.4141 65.5364C60.3776 65.953 61.4062 66.1614 62.5 66.1614C63.5938 66.1614 64.6094 65.953 65.5469 65.5364C66.4844 65.1197 67.3177 64.5598 68.0469 63.8567C68.776 63.1536 69.349 62.3202 69.7656 61.3567C70.1823 60.3931 70.3906 59.3645 70.3906 58.2708C70.3906 57.177 70.1823 56.1614 69.7656 55.2239C69.349 54.2864 68.7891 53.453 68.0859 52.7239C67.3828 51.9947 66.5495 51.4218 65.5859 51.0051C64.6224 50.5885 63.5938 50.3801 62.5 50.3801Z\" fill=\"#404040\"><\/path><\/g><defs><clipPath id=\"clip0_378_3331\"><rect width=\"80\" height=\"80\" fill=\"white\" transform=\"translate(0 0.769531)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPourquoi choisir Nour Private Wealth pour les services de pension collective ?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLorsqu'il s'agit de services de retraite collective au Canada, Nour Private Wealth se distingue en tant que partenaire de confiance. Notre engagement envers l'excellence, notre connaissance approfondie de l'industrie et notre approche ax\u00e9e sur le client font de nous le choix id\u00e9al pour les entreprises \u00e0 la recherche de solutions fiables en mati\u00e8re de r\u00e9gimes de retraite. Que vous ayez besoin d'aide pour la conception du r\u00e9gime, l'administration, la gestion des placements ou la communication avec les employ\u00e9s, nous poss\u00e9dons l'expertise n\u00e9cessaire pour vous soutenir \u00e0 chaque \u00e9tape du processus.  \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31e16247 e-flex e-con-boxed e-con e-parent\" data-id=\"31e16247\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6303879 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6303879\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"4\" height=\"121\" src=\"https:\/\/nourprivatewealth.com\/ca\/wp-content\/uploads\/sites\/2\/2025\/09\/Deep-Gold-Line-solid.svg\" class=\"attachment-full size-full wp-image-23392\" alt=\"Solid gold decorative line element from Nour Private Wealth branding\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a161d41 e-flex e-con-boxed e-con e-parent\" data-id=\"2a161d41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-68fda792 e-con-full e-flex e-con e-child\" data-id=\"68fda792\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6e1c17c5 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"6e1c17c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19603ff4 elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"19603ff4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi mettre en place un r\u00e9gime de retraite collectif ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67b416ca textSplit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"67b416ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un r\u00e9gime de retraite collectif n&rsquo;est pas seulement un avantage pr\u00e9cieux pour les salari\u00e9s, mais aussi un avantage strat\u00e9gique pour les entreprises. Voici pourquoi : <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24596ec9 elementor-widget elementor-widget-n-accordion\" data-id=\"24596ec9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6090\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6090\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Attirer et retenir les meilleurs talents <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M9.3335 15.7695H17.0002H22.6668C22.932 15.7695 23.1864 15.8749 23.3739 16.0624C23.5615 16.25 23.6668 16.5043 23.6668 16.7695C23.6668 17.0347 23.5615 17.2891 23.3739 17.4766C23.1864 17.6642 22.932 17.7695 22.6668 17.7695H17.0002H9.3335C9.06828 17.7695 8.81393 17.6642 8.62639 17.4766C8.43885 17.2891 8.3335 17.0347 8.3335 16.7695C8.3335 16.5043 8.43885 16.25 8.62639 16.0624C8.81393 15.8749 9.06828 15.7695 9.3335 15.7695Z\" fill=\"#404040\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><g id=\"basil:plus-solid\"><path id=\"Vector\" d=\"M17.0002 10.1016C17.0002 9.83635 16.8948 9.58199 16.7073 9.39446C16.5197 9.20692 16.2654 9.10156 16.0002 9.10156C15.7349 9.10156 15.4806 9.20692 15.2931 9.39446C15.1055 9.58199 15.0002 9.83635 15.0002 10.1016V15.7682H9.3335C9.06828 15.7682 8.81393 15.8736 8.62639 16.0611C8.43885 16.2487 8.3335 16.503 8.3335 16.7682C8.3335 17.0334 8.43885 17.2878 8.62639 17.4753C8.81393 17.6629 9.06828 17.7682 9.3335 17.7682H15.0002V23.4349C15.0002 23.7001 15.1055 23.9545 15.2931 24.142C15.4806 24.3295 15.7349 24.4349 16.0002 24.4349C16.2654 24.4349 16.5197 24.3295 16.7073 24.142C16.8948 23.9545 17.0002 23.7001 17.0002 23.4349V17.7682H22.6668C22.932 17.7682 23.1864 17.6629 23.3739 17.4753C23.5615 17.2878 23.6668 17.0334 23.6668 16.7682C23.6668 16.503 23.5615 16.2487 23.3739 16.0611C23.1864 15.8736 22.932 15.7682 22.6668 15.7682H17.0002V10.1016Z\" fill=\"#404040\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6090\" class=\"elementor-element elementor-element-f96d748 e-con-full e-flex e-con e-child\" data-id=\"f96d748\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6090\" class=\"elementor-element elementor-element-5915ef2f e-flex e-con-boxed e-con e-child\" data-id=\"5915ef2f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11865e04 elementor-widget elementor-widget-text-editor\" data-id=\"11865e04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDes avantages sociaux comp\u00e9titifs sont un facteur cl\u00e9 pour les demandeurs d&#8217;emploi lorsqu&rsquo;ils d\u00e9cident de l&#8217;employeur \u00e0 choisir. Un r\u00e9gime de pension bien structur\u00e9 renforce l&rsquo;attrait de votre entreprise et contribue \u00e0 retenir les employ\u00e9s les plus performants. Les employeurs peuvent \u00e9galement personnaliser les crit\u00e8res d&rsquo;\u00e9ligibilit\u00e9, par exemple en exigeant une anciennet\u00e9 minimale avant de pouvoir b\u00e9n\u00e9ficier des prestations de retraite.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6091\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6091\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Une mise en \u0153uvre et une gestion sans faille <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M9.3335 15.7695H17.0002H22.6668C22.932 15.7695 23.1864 15.8749 23.3739 16.0624C23.5615 16.25 23.6668 16.5043 23.6668 16.7695C23.6668 17.0347 23.5615 17.2891 23.3739 17.4766C23.1864 17.6642 22.932 17.7695 22.6668 17.7695H17.0002H9.3335C9.06828 17.7695 8.81393 17.6642 8.62639 17.4766C8.43885 17.2891 8.3335 17.0347 8.3335 16.7695C8.3335 16.5043 8.43885 16.25 8.62639 16.0624C8.81393 15.8749 9.06828 15.7695 9.3335 15.7695Z\" fill=\"#404040\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><g id=\"basil:plus-solid\"><path id=\"Vector\" d=\"M17.0002 10.1016C17.0002 9.83635 16.8948 9.58199 16.7073 9.39446C16.5197 9.20692 16.2654 9.10156 16.0002 9.10156C15.7349 9.10156 15.4806 9.20692 15.2931 9.39446C15.1055 9.58199 15.0002 9.83635 15.0002 10.1016V15.7682H9.3335C9.06828 15.7682 8.81393 15.8736 8.62639 16.0611C8.43885 16.2487 8.3335 16.503 8.3335 16.7682C8.3335 17.0334 8.43885 17.2878 8.62639 17.4753C8.81393 17.6629 9.06828 17.7682 9.3335 17.7682H15.0002V23.4349C15.0002 23.7001 15.1055 23.9545 15.2931 24.142C15.4806 24.3295 15.7349 24.4349 16.0002 24.4349C16.2654 24.4349 16.5197 24.3295 16.7073 24.142C16.8948 23.9545 17.0002 23.7001 17.0002 23.4349V17.7682H22.6668C22.932 17.7682 23.1864 17.6629 23.3739 17.4753C23.5615 17.2878 23.6668 17.0334 23.6668 16.7682C23.6668 16.503 23.5615 16.2487 23.3739 16.0611C23.1864 15.8736 22.932 15.7682 22.6668 15.7682H17.0002V10.1016Z\" fill=\"#404040\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6091\" class=\"elementor-element elementor-element-5aa0873 e-con-full e-flex e-con e-child\" data-id=\"5aa0873\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6091\" class=\"elementor-element elementor-element-1661ecd6 e-flex e-con-boxed e-con e-child\" data-id=\"1661ecd6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73ed0d04 elementor-widget elementor-widget-text-editor\" data-id=\"73ed0d04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUne fois le r\u00e9gime de retraite collectif choisi, la mise en \u0153uvre est simple. Les salari\u00e9s s&rsquo;inscrivent en remplissant les formulaires n\u00e9cessaires, et la gestion continue ne n\u00e9cessite qu&rsquo;un minimum d&rsquo;efforts administratifs. Les employ\u00e9s peuvent communiquer directement avec les fournisseurs de r\u00e9gimes pour toute question, ce qui r\u00e9duit la charge de travail des \u00e9quipes des ressources humaines.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6092\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6092\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Efficacit\u00e9 fiscale pour les employeurs et les salari\u00e9s <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><path d=\"M9.3335 15.7695H17.0002H22.6668C22.932 15.7695 23.1864 15.8749 23.3739 16.0624C23.5615 16.25 23.6668 16.5043 23.6668 16.7695C23.6668 17.0347 23.5615 17.2891 23.3739 17.4766C23.1864 17.6642 22.932 17.7695 22.6668 17.7695H17.0002H9.3335C9.06828 17.7695 8.81393 17.6642 8.62639 17.4766C8.43885 17.2891 8.3335 17.0347 8.3335 16.7695C8.3335 16.5043 8.43885 16.25 8.62639 16.0624C8.81393 15.8749 9.06828 15.7695 9.3335 15.7695Z\" fill=\"#404040\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"33\" viewBox=\"0 0 32 33\" fill=\"none\"><g id=\"basil:plus-solid\"><path id=\"Vector\" d=\"M17.0002 10.1016C17.0002 9.83635 16.8948 9.58199 16.7073 9.39446C16.5197 9.20692 16.2654 9.10156 16.0002 9.10156C15.7349 9.10156 15.4806 9.20692 15.2931 9.39446C15.1055 9.58199 15.0002 9.83635 15.0002 10.1016V15.7682H9.3335C9.06828 15.7682 8.81393 15.8736 8.62639 16.0611C8.43885 16.2487 8.3335 16.503 8.3335 16.7682C8.3335 17.0334 8.43885 17.2878 8.62639 17.4753C8.81393 17.6629 9.06828 17.7682 9.3335 17.7682H15.0002V23.4349C15.0002 23.7001 15.1055 23.9545 15.2931 24.142C15.4806 24.3295 15.7349 24.4349 16.0002 24.4349C16.2654 24.4349 16.5197 24.3295 16.7073 24.142C16.8948 23.9545 17.0002 23.7001 17.0002 23.4349V17.7682H22.6668C22.932 17.7682 23.1864 17.6629 23.3739 17.4753C23.5615 17.2878 23.6668 17.0334 23.6668 16.7682C23.6668 16.503 23.5615 16.2487 23.3739 16.0611C23.1864 15.8736 22.932 15.7682 22.6668 15.7682H17.0002V10.1016Z\" fill=\"#404040\"><\/path><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6092\" class=\"elementor-element elementor-element-e6fbb21 e-con-full e-flex e-con e-child\" data-id=\"e6fbb21\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6092\" class=\"elementor-element elementor-element-559e7a2c e-flex e-con-boxed e-con e-child\" data-id=\"559e7a2c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d510592 elementor-widget elementor-widget-text-editor\" data-id=\"1d510592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLes r\u00e9gimes de retraite collectifs offrent d&rsquo;importants avantages fiscaux. Alors que les augmentations de salaire entra\u00eenent une hausse des charges sociales, les cotisations de retraite sont d\u00e9ductibles pour les employeurs, ce qui r\u00e9duit le revenu imposable des salari\u00e9s. Les salari\u00e9s reportent l&rsquo;imposition de leurs cotisations jusqu&rsquo;\u00e0 leur retraite, moment o\u00f9 ils peuvent se situer dans une tranche d&rsquo;imposition inf\u00e9rieure.  \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-23735407 e-flex e-con-boxed e-con e-parent\" data-id=\"23735407\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-33e1f868 e-flex e-con-boxed e-con e-child\" data-id=\"33e1f868\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5968e43f elementor-widget-tablet__width-inherit elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5968e43f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avantages accord\u00e9s aux salari\u00e9s au titre des r\u00e9gimes de retraite collectifs\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6069fe44 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6069fe44\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>L&rsquo;\u00e9pargne-retraite simplifi\u00e9e<\/strong><\/p><p>Nombreux sont ceux qui s&rsquo;inqui\u00e8tent de ne pas pouvoir \u00e9pargner suffisamment pour leur retraite. Un r\u00e9gime de pension collectif \u00e9limine l&rsquo;incertitude en offrant une approche structur\u00e9e et disciplin\u00e9e de l&rsquo;\u00e9pargne-retraite. Gr\u00e2ce aux cotisations vers\u00e9es par l&#8217;employeur, les salari\u00e9s peuvent se constituer un fonds de retraite substantiel sans avoir \u00e0 g\u00e9rer des investissements personnels complexes.  <\/p><p><strong>Contributions \u00e0 imposition diff\u00e9r\u00e9e<\/strong><\/p><p>Les cotisations des salari\u00e9s \u00e0 un r\u00e9gime de pension parrain\u00e9 par l&#8217;employeur sont vers\u00e9es avec report d&rsquo;imp\u00f4t, ce qui r\u00e9duit leur revenu imposable. Les imp\u00f4ts sont g\u00e9n\u00e9ralement pay\u00e9s au moment du retrait \u00e0 un taux d&rsquo;imposition plus faible, ce qui permet de maximiser l&rsquo;\u00e9pargne \u00e0 long terme. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51020f29 e-flex e-con-boxed e-con e-parent\" data-id=\"51020f29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c635a04 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"c635a04\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"4\" height=\"121\" src=\"https:\/\/nourprivatewealth.com\/ca\/wp-content\/uploads\/sites\/2\/2025\/09\/Deep-Gold-Line-solid.svg\" class=\"attachment-full size-full wp-image-23392\" alt=\"Solid gold decorative line element from Nour Private Wealth branding\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Services De Gestion Du Patrimoine Priv\u00e9 Pension collective Chez Nour Private Wealth, nous proposons des r\u00e9gimes de retraite collectifs sur mesure qui aident vos employ\u00e9s \u00e0 se construire un avenir financier s\u00fbr tout en s&rsquo;alignant sur les objectifs de votre entreprise. Nos solutions de retraite garantissent la conformit\u00e9 r\u00e9glementaire, optimisent l&rsquo;\u00e9pargne-retraite et offrent une exp\u00e9rience [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":20684,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"R\u00e9gimes de retraite collectifs pour les entreprises et les employ\u00e9s | Nour Private Wealth (Canada)","_seopress_titles_desc":"D\u00e9couvrez les r\u00e9gimes de retraite collectifs sur mesure de Nour Private Wealth. Aidez vos employ\u00e9s \u00e0 se construire un avenir s\u00fbr tout en stimulant votre entreprise gr\u00e2ce \u00e0 des solutions de retraite fiscalement avantageuses. ","_seopress_robots_index":"","footnotes":""},"class_list":["post-20580","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/pages\/20580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/comments?post=20580"}],"version-history":[{"count":46,"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/pages\/20580\/revisions"}],"predecessor-version":[{"id":23763,"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/pages\/20580\/revisions\/23763"}],"up":[{"embeddable":true,"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/pages\/20684"}],"wp:attachment":[{"href":"https:\/\/nourprivatewealth.com\/ca\/fr\/wp-json\/wp\/v2\/media?parent=20580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}